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need the rates? Fixed Annual Percentage Rates (APRs) on Home Equity Loans start as low as 7.00%.  APRs on Home Equity Line of Credit Loans start as low as prime. Actual rate and terms may vary according to credit history and property equity. a home equity line of credit with credit card convenience MAXimum Convenience, Flexibility, & Value...Get Your Hands on a Max Card Today! Your funds are at your fingertips for almost any kind of purchase - home improvement, a new or used vehicle or even a vacation. It's up to you. Plus, you'll benefit from a lower interest rate than other financing options.   Home equity line of credit up to $200,000 Interest-only payments during the first 5 years Low variable interest rates Use your card anywhere VISA is accepted Interest may be tax deductible* *Variable rate plan.  Minimum APR (Annual Percentage Rate) is equal to the lowest Prime Rate, as published in the Wall Street Journal on the last business day of each month.  The maximum APR is 18%.  Rates are subject to change.  The "Max Loan" requires a minimum payment of only the monthly interest due, however, payment of the principal balance can be made, in full or in part, at any time with no prepayment penalty.  Interest-only payments are available for the first five years, wtih a repayment period of up to 20 years thereafter, based on the outstanding balance at the completion of the draw period.  All loans are subject to credit approval.  Some restrictions may apply.  home equity loans, too Dream vacation, home-improvement, school tuition, new car, or unexpected trip to your child's sports tournament. What do these all have in common? We need money to use or participate in them. Do you find yourself needing some extra money? Check out our Home Equity Loans. This is a great way to finance extra items of your budget. Borrow up to 100% of your home's appraised value Fixed-rate loan Use the money for anything Interest may be tax-deductible (check with a tax advisor) To apply for a home equity loan or line of credit online, click here. To speak with a representative in Mortgage Services, call (615) 743-3700, or toll-free (800) 521-9653.