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home for sale! One home left in beautiful Cherry Grove Subdivision in Spring Hill, Tennessee. At this price, it won't last long! new!  first-time homebuyer program Make Southeast Financial your first choice when it comes to financing your home.  Through our new THDA (Tennessee Housing Development Agency) loan program, first-time homebuyers may be eligible for lower interest rates than with similar conventional mortgage loans.  THDA also provides downpayment assistance for qualified borrowers.  Learn more about THDA loans and rates here. Southeast Financial makes it easy to apply for your mortgage or refinance loan, 24-hours a day!  From the homepage, just click "HomeLink Mortgage Center" or, if you're ready to apply now, click here.    It only takes about fifteen minutes to complete your application online, and the system walks you through every step of the way. There are relevant question-and-answer guides on every page, and if you need additional assistance you can contact Mortgage Services by telephone or e-mail. Of course, you can call Mortgage Services to complete a traditional application as well. apply 24-hours a day! Not ready to apply? No Problem! You can check available rates and terms without a user ID or password! Just click “Get A Rate Quote” for the most current information. Use the payment calculators, glossary, and other helpful tools available by clicking “Use Our Resources." yep.  we do that, too. On the move?  In the market for a new place?  Have you thought about asking about our mortgage rates?  Yep.  We do that, too. Our Mortgage Department works very hard to make financing a home easy.  We have very competitive mortgage rates, but that's not all.  Here are some other reasons to choose Southeast Financial when it's time to buy or build your new home: Fixed-rate & adjustable-rate loans available Construction loans available First-time home buyer loans available Unimproved property (land) loans available No prepayment penalty Mortgage Department:   (615) 743-3700 or toll-free (800) 521-9653