Credit Cards

VISA® Platinum or MasterCard® from Southeast Financial
Whichever you choose, you'll enjoy these benefits:


5.25% Intro APR for 6 months on Purchases and Balance Transfers
No Annual Fee
No Balance Transfer Fee
No Application Fee
Earn 1 CURewards point for every dollar you spend

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Pricing Information

Cardholder Agreement & Guide to Benefits


Earn more points. Get more stuff.

Shop & earn with your Southeast Financial credit card at the CURewards Mall.
You already earn 1 point for every $1.00 you spend. Now, when you use your card at the participating retailers listed on the CURewards site, you'll earn even more. Log in to see the most current offers from your favorite retailers, click the links in each offer, and earn extra points when you use your card to shop at merchants like Walmart, Home Depot, Old Navy, Gamestop, and more, just by clicking the CURewards Mall links. Mall points will be credited within 30 days of your purchase.

Keeping Your Account Safe at Home & Abroad

Traveling out of the country? Making international purchases on the Internet? Even if you're just planning an unusually large purchase using your card, contact us before you shop or travel. Due to the high incidence of credit card fraud, Southeast Financial has blocked access to credit and debit card spending in many foreign countries. Unusual purchases may be flagged to protect your account as well.

Don't get caught without access...complete and submit a Travel Notification/One-Time Purchase Unblock Request Form, available in Online Banking under the "Additional Services" menu, to activate temporary purchase permissions on your account.

Rates are valid at the time of posting and subject to change without notice. Some restrictions may apply. After the introductory period, the Annual Percentage Rate for your card is based on certain credit worthiness criteria. Please refer to your approval rate letter or your monthly statement for your monthly periodic rate and Annual Percentage Rate. Rates are subject to change monthly according to the Prime Rate published in the Wall Street Journal on the 25th of the previous month. If the journal is not published that day, rates printed on the immediately preceding day will be used.